12
Oct

CPFSA-IA

CPFSA Investment through a CPF Investment Administrator. The investment fund source will be known as CPFSA-IA

12
Oct

Cumulative Returns since Inception

The aggregate amount that the unit trust has gained / lost since inception.

12
Oct

Debt Service Ratio

Debt Service Ratio = (Total Annual Loan Repayments) / (Annual Gross Income) Debts must be paid, an important aspect of a good financial plan is that it enables you to service your debt promptly and comfortably. This ratio allows you to monitor your debt obligations. This ratio excludes liabilities to be repaid with one-year. It takes into account only long

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12
Oct

Distribution Class (Dis)

This is a fund Class type. It denotes a class for which distributions are declared and dividends are either distributed by cash payout or by reinvesting back into the fund.

12
Oct

Diversification

The concept of investing in various securities to reduce the risk of investing in one security.

12
Oct

Dividend

The cash payment that a company or a unit trust pays out annually or half-yearly.

12
Oct

Dollar-cost-averaging

The mathematical concept of regular investment of a fixed cash amount in a volatile asset (such as a unit trust), by which the average cost of acquisition is lower than the average value of the asset over a period of time.

12
Oct

EPS – Electronic Payment for Shares

The Electronic Payment Scheme for Shares is a payment scheme that allows investors to do a fund transfer payment via the ATM or Internet banking for purchase of their shares or unit trust.

12
Oct

Equity

The part of a company’s capital which is owned by its shareholders; shares

12
Oct

ETF – Exchange-Traded Fund

ETFs track indices, a commodity, bonds, or a basket of assets like an index fund. The main difference between mutual funds and ETFs is that ETFs are traded on an exchange, similar to how stocks are traded on the stock exchange. ETFs typically have higher liquidity and lower fees than mutual fund shares.

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