12
Oct

Debt Service Ratio

Debt Service Ratio = (Total Annual Loan Repayments) / (Annual Gross Income) Debts must be paid, an important aspect of a good financial plan is that it enables you to service your debt promptly and comfortably. This ratio allows you to monitor your debt obligations. This ratio excludes liabilities to be repaid with one-year. It takes into account only long

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12
Oct

Distribution Class (Dis)

This is a fund Class type. It denotes a class for which distributions are declared and dividends are either distributed by cash payout or by reinvesting back into the fund.

12
Oct

Diversification

The concept of investing in various securities to reduce the risk of investing in one security.

12
Oct

Dividend

The cash payment that a company or a unit trust pays out annually or half-yearly.

12
Oct

Dollar-cost-averaging

The mathematical concept of regular investment of a fixed cash amount in a volatile asset (such as a unit trust), by which the average cost of acquisition is lower than the average value of the asset over a period of time.

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